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[ Article ] EFFECTS OF MICROCREDIT ON THE LIVING CONDITIONS OF WOMEN IN THE 8TH ARRONDISSEMENT OF COTONOU: AN EMPIRICAL ANALYSIS OF SOCIOECONOMIC REFERENTS

Date de soumission: 26-02-2021
Année de Publication: 2020
Entité/Laboratoire Laboratoire d'Analyses des Dynamiques socioanthropologiques et d'Expertise pour le Développement (LADSED)
Document type : Article
Discipline(s) : Sociologie - Anthropologie
Titre EFFECTS OF MICROCREDIT ON THE LIVING CONDITIONS OF WOMEN IN THE 8TH ARRONDISSEMENT OF COTONOU: AN EMPIRICAL ANALYSIS OF SOCIOECONOMIC REFERENTS
Auteurs BENON MONRA Abdoulaye [2], SINA illyas [1],
Journal: International Journal of Agriculture, Environment and Bioresearch ISSN: 2456-8643, No. 06, Vol. 5
Catégorie Journal: Internationale
Impact factor: 0
Volume Journal: 5
DOI:
Resume Designed originally torespond to an economic and social problem, the microcredit failed to satisfy all expectations regarding its impact on the living conditions of populations. The present research mainly aims to study the social economic effects of the microcredit towomen in the 8th district of Cotonou. The sample of study was drawn at a double degree. A first degree of a geographic scope, retained (06) of the (08) neighborhoods comprised in the District. Stratified second degree and accidental choice were used to choose identified beneficiariesOn the one hand, the results reveal that women as mothers, widowed, out of school, live in conditions of social and economic precariousness. On the other hand, access to microcredit enables them to improve significantly their socio-economic situation. However, the complexity of administrative procedures, guarantees and interest rate as well as the smallness of the credit mortgage the initiatives and constitute constraints to women. Designed originally torespond to an economic and social problem, the microcredit failed to satisfy all expectations regarding its impact on the living conditions of populations. The present research mainly aims to study the social economic effects of the microcredit towomen in the 8th district of Cotonou. The sample of study was drawn at a double degree. A first degree of a geographic scope, retained (06) of the (08) neighborhoods comprised in the District. Stratified second degree and accidental choice were used to choose identified beneficiariesOn the one hand, the results reveal that women as mothers, widowed, out of school, live in conditions of social and economic precariousness. On the other hand, access to microcredit enables them to improve significantly their socio-economic situation. However, the complexity of administrative procedures, guarantees and interest rate as well as the smallness of the credit mortgage the initiatives and constitute constraints to women.
Mots clés Microcredit, Poverty, Woman, Living conditions, Cotonou.
Pages 60 - 69
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